Privacy Policy

Last updated: January 18, 2026

At PeerWealthy, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

1. Information We Collect

1.1 Information You Provide

We collect information you voluntarily provide, including:

  • Account Information: Name, email address, and password when you create an account
  • Profile Information: Age, location, occupation, education level, and other demographic data you choose to share
  • Financial Information: Income, savings, investments, debts, and other financial data you enter for comparison purposes
  • Communications: Messages you send to us through support channels or feedback forms

1.2 Information Collected Automatically

When you use PeerWealthy, we automatically collect certain information:

  • Device Information: Device type, operating system, browser type, and unique device identifiers
  • Usage Data: Pages visited, features used, time spent on the platform, and interaction patterns
  • Log Data: IP address, access times, and referring URLs

2. How We Use Your Information

We use your information to:

  • Provide personalized financial comparisons and insights
  • Generate anonymized, aggregated statistics for peer benchmarking
  • Improve and optimize our platform and services
  • Communicate with you about your account and our services
  • Ensure the security and integrity of our platform
  • Comply with legal obligations

3. Data Anonymization and Aggregation

Your financial data is used to create anonymized, aggregated statistics that help all users understand how they compare to their peers. We employ industry-standard techniques to ensure:

  • Individual users cannot be identified from aggregated data
  • Minimum group sizes are maintained before displaying comparisons
  • Sensitive data points are generalized to protect privacy

4. Information Sharing

We do not sell your personal information. We may share your information in the following circumstances:

  • Service Providers: With trusted third parties who assist us in operating our platform (hosting, analytics, customer support)
  • Legal Requirements: When required by law or to protect our rights, safety, or the rights and safety of others
  • Business Transfers: In connection with a merger, acquisition, or sale of assets
  • With Your Consent: When you explicitly authorize us to share your information

5. Data Security

We implement robust security measures to protect your information:

  • Encryption of data in transit and at rest
  • Regular security audits and penetration testing
  • Access controls and authentication requirements
  • Employee training on data protection practices

However, no method of transmission over the Internet is 100% secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

6. Data Retention

We retain your information for as long as your account is active or as needed to provide you services. You may request deletion of your account and associated data at any time. Some information may be retained for legal, regulatory, or legitimate business purposes.

7. Your Rights and Choices

You have the right to:

  • Access the personal information we hold about you
  • Correct inaccurate or incomplete information
  • Delete your account and personal data
  • Export your data in a portable format
  • Opt out of marketing communications
  • Restrict or object to certain processing activities

To exercise these rights, please contact us at privacy@peerwealthy.com.

8. Cookies and Tracking

We use cookies and similar tracking technologies to enhance your experience. For detailed information about our cookie practices, please see our Cookie Policy.

9. Children's Privacy

PeerWealthy is not intended for users under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your own. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

PeerWealthy
Email: privacy@peerwealthy.com